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Terms & Conditions

Terms and Conditions

Last Updated: May 08, 2025

Welcome to Georgia ("we," "us," or "our"). By accessing or using our website https://www.georgiafinance.online/ (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, please do not use the Site.

1. Use of the Site

  • You must be at least 18 years old or the age of majority in your jurisdiction to use this Site.

  • You agree to use the Site only for lawful purposes and in accordance with these Terms.

  • We reserve the right to modify, suspend, or terminate access to the Site at any time without notice.

2. Purchase of Digital Products

  • All digital products available on the Site are subject to these Terms.

  • Product descriptions are provided for convenience, and we do not guarantee their accuracy or completeness.

  • Prices are subject to change without notice. All payments must be made in full at the time of purchase.

3. No Refund Policy

  • All sales of digital products are final. Due to the nature of digital goods, we do not offer refunds, exchanges, or cancellations once a purchase is completed.

  • By purchasing from this Site, you acknowledge and agree to this no refund policy.

  • Please review product descriptions carefully before completing your transaction.

4. Disclaimer of Liability for Transactions

  • The owner of this site, as the seller of digital products, aims to provide accurate descriptions and functional digital goods. However, we are not liable for any losses, damages, or issues arising from transactions on this Site, including but not limited to data loss, compatibility issues, or misuse of digital products.

  • By purchasing from this Site, you assume responsibility for your transaction and agree to hold [Your Company Name] harmless from any claims related to your purchase.

5. Intellectual Property

  • All digital products and content on the Site are the property of [Your Company Name] or its licensors and are protected by copyright, trademark, and other intellectual property laws.

  • Upon purchase, you are granted a non-exclusive, non-transferable license to use the digital product for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from any digital product without prior written consent.

6. User Responsibilities

  • You are responsible for ensuring your device and software are compatible with the digital products purchased.

  • You agree not to share, resell, or distribute purchased digital products in violation of these Terms.

7. Limitation of Liability

  • To the fullest extent permitted by law, [Your Company Name] shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Site or purchase of digital products.

  • Our total liability for any claim arising from these Terms or your use of the Site shall not exceed the amount paid by you for the digital product in question.

8. Indemnification

  • You agree to indemnify, defend, and hold harmless [Your Company Name], its affiliates, officers, and employees from any claims, damages, or losses arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

9. Privacy

  • Your use of the Site is also governed by our Privacy Policy, available at [Insert Privacy Policy URL]. Please review it to understand how we collect, use, and protect your information.

10. Governing Law

  • These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction/State], without regard to its conflict of law principles.

  • Any disputes arising from these Terms shall be resolved in the courts of the Republic of the Philippines

11. Changes to These Terms

  • We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site after such changes constitutes acceptance of the revised Terms.

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